Buying a house in Brazil
To buy a house in Brazil,
the person must be in default, that is, there should be no debts in his name.
You must prove twice the
value of the property, if the house costs we will assume R $ 200,000, will have
to present an income of more than three minimum wages so that you can prove the
income.
The documentation is a
rather bureaucratic part, and it is necessary for the bank to check each item
they are requesting.
Depending on the situation
the bank may even bar it, even if you prove your income.
It is very difficult to
buy a house or an apartment, due to the requirements that the bank requests for
future buyers.
You can buy a house
through a bank financing, or you can pay in cash, it will depend on the capital
you have to make the purchase.
When it is financed by
some government program, it takes up to more than 25 years to pay off the debt
of the home.
You must persist and prove
all the data requested by the banking institution.
The person who makes a
purchase in installments, can over time ask for amortization of the
installments that are about to mature.
It may be that she gets a
discount when she wants to anticipate the payment of the amount that is open.
Also, if you pay on the day,
you have a certain percentage of discounts by the bank.
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